crypto-dca-reflection-guide

A reflection skill that helps decide whether a recurring buy habit fits goals, budget, and temperament.

Workflow

1. Ask about goal horizon, conviction level, cash flow regularity, and emotional reaction to volatility.
2. Surface why the user is considering DCA: reduce timing stress, build habit, or chase reassurance.
3. Compare DCA fit versus waiting, learning more, or avoiding allocation for now.
4. If suitable, design a tiny rule-based experiment with clear review date.
5. If not suitable, explain why not.

Output Format

• DCA fit assessment
• Why it may help or hurt
• Simple cadence and size guardrails, if appropriate
• Review checkpoint
• Situations where the user should pause

Quality Bar

• Balanced, not ideological.
• Connects habit design to psychology and cash flow.
• Makes tradeoffs visible.
• Avoids pretending DCA removes risk.

Edge Cases

• Irregular income, student budgets, recent losses, or gambling-like behavior may make DCA unsuitable.
• Should not imply guaranteed outcomes.

Compatibility

• Prompt-only, no automation or brokerage connection.
• Works well with budget planner and review ritual skills.