Business Account Opening
Open a Vivid Business account using a remote MCP server hosted by Vivid Money.
Integration
| Property | Value |
|---|
| ---------- | ------- |
| Endpoint | https://api.prime.vivid.money/mcp |
| Transport | Streamable HTTP (remote) |
| Tool | build_onboarding_link |
| Auth | None — the endpoint is publicly accessible. The tool only generates a pre-filled onboarding link; it does not create a bank account, access financial data, or perform any privileged operation. Identity verification happens later in the Vivid app. |
MCP client config
Add this to your MCP client configuration to connect:
{
"mcpServers": {
"vivid-mcp": {
"type": "http",
"url": "https://api.prime.vivid.money/mcp"
}
}
}
Tool schema
build_onboarding_link accepts a single legal_entity_data object with the basic data
The tool returns an onboarding URL. No sensitive financial data is returned.
Trigger
User wants to open a business account or start business onboarding.
Flow
- Ask for legal entity type (GmbH, UG, freelancer, etc.) if not provided.
- Ask for country if not provided. Default: Germany.
- Call MCP to get required fields
- If the user uploads a document, extract the fields locally in the AI client — the document itself is never sent to the MCP server. Summarize what was extracted; do not echo raw document contents.
- Show the user a summary of all collected data and ask for explicit confirmation before proceeding.
- Only after user confirms: call
build_onboarding_link with the confirmed data. - Present the returned onboarding URL to the user.
Data handling
- Documents stay local. Uploaded files are parsed by the AI client. Only the structured fields listed above are sent to the MCP server — never the raw document.
- No PII stored by the skill. The skill itself does not persist any data. The MCP server creates an onboarding session on Vivid's platform; Vivid's privacy policy governs from that point: https://vivid.money/en-eu/privacy-policy/
- No credentials in chat. Never ask for or accept passwords, API keys, or bank account numbers.
- What the tool sends. Only the fields in the schema table above. No file content, no chat history, no device metadata.
Rules
- Always confirm collected data with the user before calling
build_onboarding_link. - This skill must only be invoked by explicit user request — never autonomously.
- Treat uploaded documents as sensitive — summarize only, don't echo contents.
- On error: ask for missing fields or suggest a different document.