🦊 媳妇智投全球通用版 | Ai-Wife Global Investing EDU

📖 Introduction / 技能简介

媳妇智投全球通用版 EDU is a cross-market educational reference framework generator for 52 countries/regions worldwide.

媳妇智投全球通用版 EDU 是一套跨市场的教育参考框架生成工具。覆盖52个国家/地区交易所。

> ⚠️ 【重要法律声明 · 请仔细阅读 / IMPORTANT LEGAL NOTICE · Please Read】

>

> ### 🔴 法律性质声明 / Legal Nature Statement

>

> 📚 本技能是一款教育参考框架生成工具（Educational Reference Framework Generator），而非投资建议引擎。

>

> This skill is an EDUCATIONAL REFERENCE FRAMEWORK GENERATOR. It does NOT provide investment advice, securities recommendations, or trading signals of any kind.

>

> ### 🔴 投资风险警告 / Investment Risk Warning

>

> ⚠️ 本技能生成的任何内容仅供参考，不构成投资建议。

>

> ⚠️ All content generated by this skill is for REFERENCE and EDUCATIONAL purposes only. It does NOT constitute investment advice, securities recommendation, or trading signals.

>

> - 📉 凯利公式等仓位算法基于假设条件，预判出错会放大亏损而非降低风险

> - 📊 市场情绪策略是历史经验总结，不能作为实盘操作依据

> - 💰 所有模板中的示例数据不代表真实行情，请勿据此交易

> - 🛑 用户需自行承担所有投资决策的风险

>

> Investing involves substantial risk. You may lose all capital. Past performance does not guarantee future results.

> 投资有风险，入市需谨慎。过往业绩不代表未来表现。

>

> ### 🔴 功能限制说明 / Functional Limitation Statement

>

> 本技能输出的是参考分析框架（Reference Framework），而非交易指令。

> This skill outputs REFERENCE FRAMEWORKS, not trading instructions.

>

> - 📋 模板中的"交易计划"章节仅展示分析思路框架，不构成实际交易建议

> - 📊 "资金分配"、"建仓策略"等内容为教学示例，不应用于实盘操作

> - 🛑 任何具体品种的操作决策应由用户自行判断

>

> Template sections titled "Trading Plan", "Capital Allocation", etc. are educational framework illustrations only. They are NOT actionable trading recommendations.

>

> ### 🔴 数据与隐私声明 / Data & Privacy Notice

>

> 本技能的运作方式 / How This Skill Works:

> ✅ 每次操作均由用户明确发起（使用触发短语如"生成AAPL方案"）

> ✅ 生成的Word文档(.docx)通过聊天通道直接发送给用户，包含用户请求的品种数据

>

> 重要说明 / Important Notes:

> - 生成的.docx文件保存在技能目录下，未经用户确认不会发送

> - 本技能不会自动采集、存储或分析用户对话内容

> - 本技能不会将用户数据上传至第三方

> - 本技能在生成方案后可能会自动保存以下数据（仅限本地，不传输）：

> - ✅ 生成的.docx文件到技能输出目录

> - ✅ 品种关注列表（用于次日早报的快速调用）

> - ✅ ClawHub公开统计（下载量/收藏数，不涉及个人数据）

>

🚀 How to Use / 使用方法

> ⚠️ Output Notice / 输出说明

>

> When generating a reference framework document, a .docx file is created and saved locally.

> This file is generated ONLY on explicit user request and saved to the skill's output directory.

> After generation, the file is sent to the user via the chat channel.

> No data is uploaded to third-party services.

>

> 生成参考框架文档时，将在本地创建并保存.docx文件。

> 该文件仅在用户明确请求时生成，保存在技能的输出目录中。

> 生成后通过聊天通道发送给用户。

> 无数据上传至第三方服务。

How to Trigger / 如何触发

> 🛡️ Trigger Rule / 触发规则

> This tool activates when the user explicitly requests market analysis (e.g., "分析AAPL", "看600519", "做个期货方案").

> It does NOT auto-detect or auto-trigger on casual conversation.

> 本工具在用户明确请求市场分析时激活（如"分析AAPL"、"看600519"、"做个期货方案"）。

> 不会因日常聊天而自动触发。

> ⚠️ No auto-trigger / 无自动触发: This tool does NOT auto-detect, auto-monitor, or auto-collect data without an explicit user request.

> ⚠️ 自动操作说明 / Automated Operations: After generating a plan, this tool may automatically:

> - ✅ Save the .docx file locally to the skill directory

> - ✅ Send the file to the user via chat channel

> - ✅ Update the watchlist for next-day morning briefing (with user's implied consent)

> - ✅ Track ClawHub public statistics (downloads/stars — no personal data)

> All automated operations are within the skill's local environment and do not transmit personal data externally.

Symbol Format / 代码格式

> ⚠️ 【隐私透明声明 / Privacy Transparency Notice】

>

> When you request market data, this tool may call external APIs (Guosen, yfinance, Sina Finance, etc.)

> to fetch real-time quotes and chart data. These calls send the stock/futures symbol to third-party services.

>

> 当您请求市场数据时，本工具可能会调用外部API（国信、yfinance、新浪财经等）获取实时行情。

> 这些调用会将品种代码发送给第三方服务。

>

> - No personal data is transmitted / 不传输个人数据

> - Only the symbol/code you requested is sent / 仅发送您请求的品种代码

> - Data is used solely for the current query / 数据仅用于当前查询

>

> 子进程调用透明声明 / Subprocess Call Transparency Notice:

> This tool calls external scripts via subprocess to fetch market data. Specifically:

> - gs_stock_market_query.py (from guosen-finance-all skill) is called to fetch real-time and historical quotes

> - These calls inherit environment variables for API credential access only

> - No files are modified, no system configuration is changed

> - The full path and arguments are logged transparently for audit

>

> 本工具通过子进程调用外部脚本获取行情数据。具体调用：

> - 调用 guosen-finance-all 技能的 gs_stock_market_query.py 获取实时和历史行情

> - 调用仅继承环境变量用于API鉴权

> - 不修改任何文件或系统配置

> - 调用路径和参数全程可审计

> ⚠️ 【Safe Activation Note / 安全激活说明】

>

> This tool does NOT auto-trigger. NO auto-detection, NO auto-monitoring, NO auto-collection.

> Every action requires explicit user initiation with a trigger phrase.

>

> 本工具不具有自动触发功能。无自动检测、无自动监控、无自动数据采集。

> 每项操作均需用户以触发短语明确发起。

>

📊 Supported Templates / 支持模板类型

Output Format / 输出格式： Bilingual (CN/EN) Word .docx document via python-docx / 中英双语Word .docx文档

• CN primary, EN supplementary / 中文为主，英文为辅
• Risk disclaimers and compliance notices are fully bilingual / 风险提示和合规声明为完整中英双语
• Generated locally, saved to skill directory / 本地生成，保存在技能目录

All templates are for reference only. Users make independent decisions.

所有模板仅供参考，用户需独立判断。

⚙️ Before Using / 使用前准备

> ⚠️ No built-in API keys — users configure their own data sources.

> ⚠️ 无内置密钥 — 用户自配数据源。

📖 Full config guide: global_market/CONFIG_GUIDE.md

📁 File Structure / 文件结构

ai-xifu-caopan/
├── SKILL.md                    # This file / 本文件
├── README.md                   # Readme / 说明
├── global_market/              # 🌍 Market data
│   ├── market_config.json      # 52-country config
│   ├── market_engine.py        # Market detection
│   ├── market_risk.py          # Risk indicators
│   ├── data_adapter.py         # Data fetch adapter
│   ├── data_adapter_yahoo.py   # Yahoo Finance adapter
│   └── CONFIG_GUIDE.md         # 🔑 API config guide
├── templates/                  # 📑 Education templates
│   ├── FINAL_PLAN_TEMPLATE.md  # Template spec
│   ├── template_futures_v7.py  # Futures template
│   ├── template_fund_v7.py     # Fund template
│   ├── template_fx_v7.py       # Forex template
│   ├── template_crypto_v7.py   # Crypto template
│   └── ...                     # More templates
├── AUTO_ANALYSIS_RULES.md      # Analysis rule reference
└── INDEX.md                    # File index

📜 Disclaimer / 法律声明

> ⚠️ IMPORTANT / 重要声明

>

> 1. EDUCATIONAL TOOL ONLY / 仅限教育用途: This tool provides template frameworks for analysis reference. It does NOT constitute investment advice, securities recommendation, or trading signals. All outputs are for learning and reference only.

>

> 2. NO INVESTMENT ADVISORY / 非投资咨询: This tool has NOT obtained securities/futures investment advisory business qualification. All outputs are for learning and reference only.

>

> 3. USER DISCRETION REQUIRED / 用户自行判断: Users must make their own independent judgments. Past performance does not guarantee future results.

>

> 4. NO AUTOMATED DECISIONS / 无自动决策: This tool does not auto-collect market data, auto-execute trades, auto-evolve, auto-write code, or make autonomous financial decisions without explicit user action. All actions require user initiation and confirmation.

>

> 5. DATA ACCURACY / 数据准确性: Market data depends on user-configured data sources. Template examples use sample data — real-time data requires user API configuration.

>

> Investing involves risk. Invest at your own risk.

> 投资有风险，入市需谨慎。本工具不承担任何投资损失责任。

>

> Data Privacy / 数据隐私：

> This skill operates on a per-request basis. No user data is stored, archived, or analyzed beyond the current session.

> Each request is self-contained. No conversation history is retained, profiled, or transmitted.

>

> 本技能基于单次请求运行。不存储、存档或分析超出当前会话的用户数据。

> 每次请求独立处理。不保留、不画像、不传输任何对话历史。

媳妇智投全球通用版 EDU 出品 🦊 | Educational Reference Framework Generator